LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,851
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,900
−HK$2,081/mo
Today · 4.125%
HK$69,981
baseline
▲ 0.50% · 4.625%
HK$74,239
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,962/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,259
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,224
−HK$1,993/mo
Today · 4.125%
HK$77,217
baseline
▲ 0.50% · 4.625%
HK$81,287
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,434/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,022
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,480
−HK$2,497/mo
Today · 4.125%
HK$83,977
baseline
▲ 0.50% · 4.625%
HK$89,087
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,954/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,911
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,268
−HK$2,392/mo
Today · 4.125%
HK$92,660
baseline
▲ 0.50% · 4.625%
HK$97,545
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,320/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,192
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,060
−HK$2,913/mo
Today · 4.125%
HK$97,973
baseline
▲ 0.50% · 4.625%
HK$103,935
+HK$5,962/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$195,946/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,563
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,313
−HK$2,791/mo
Today · 4.125%
HK$108,104
baseline
▲ 0.50% · 4.625%
HK$113,802
+HK$5,698/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$216,208/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,532
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,219
−HK$3,746/mo
Today · 4.125%
HK$125,965
baseline
▲ 0.50% · 4.625%
HK$133,630
+HK$7,665/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,930/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,866
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,403
−HK$3,587/mo
Today · 4.125%
HK$138,990
baseline
▲ 0.50% · 4.625%
HK$146,317
+HK$7,327/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,980/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,355 · Scale 2, in force from 26 Feb 2026)