LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,852
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,901
−HK$2,081/mo
Today · 4.125%
HK$69,982
baseline
▲ 0.50% · 4.625%
HK$74,240
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,964/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,260
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,225
−HK$1,993/mo
Today · 4.125%
HK$77,218
baseline
▲ 0.50% · 4.625%
HK$81,289
+HK$4,071/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,436/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,023
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,481
−HK$2,497/mo
Today · 4.125%
HK$83,978
baseline
▲ 0.50% · 4.625%
HK$89,088
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,956/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,912
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,270
−HK$2,392/mo
Today · 4.125%
HK$92,662
baseline
▲ 0.50% · 4.625%
HK$97,546
+HK$4,884/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,324/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,193
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,061
−HK$2,914/mo
Today · 4.125%
HK$97,975
baseline
▲ 0.50% · 4.625%
HK$103,936
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$195,950/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,564
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,315
−HK$2,791/mo
Today · 4.125%
HK$108,106
baseline
▲ 0.50% · 4.625%
HK$113,804
+HK$5,698/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$216,212/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,534
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,222
−HK$3,746/mo
Today · 4.125%
HK$125,968
baseline
▲ 0.50% · 4.625%
HK$133,632
+HK$7,664/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,936/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,868
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,405
−HK$3,588/mo
Today · 4.125%
HK$138,993
baseline
▲ 0.50% · 4.625%
HK$146,319
+HK$7,326/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,986/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,376 · Scale 2, in force from 26 Feb 2026)