LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,853
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,901
−HK$2,082/mo
Today · 4.125%
HK$69,983
baseline
▲ 0.50% · 4.625%
HK$74,241
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,966/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,261
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,226
−HK$1,993/mo
Today · 4.125%
HK$77,219
baseline
▲ 0.50% · 4.625%
HK$81,289
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,438/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,024
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,482
−HK$2,497/mo
Today · 4.125%
HK$83,979
baseline
▲ 0.50% · 4.625%
HK$89,089
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,958/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,913
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,271
−HK$2,392/mo
Today · 4.125%
HK$92,663
baseline
▲ 0.50% · 4.625%
HK$97,547
+HK$4,884/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,326/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,194
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,062
−HK$2,914/mo
Today · 4.125%
HK$97,976
baseline
▲ 0.50% · 4.625%
HK$103,937
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$195,952/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,565
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,316
−HK$2,790/mo
Today · 4.125%
HK$108,106
baseline
▲ 0.50% · 4.625%
HK$113,805
+HK$5,699/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$216,212/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,535
−HK$7,434/mo
▼ 0.25% · 3.875%
HK$122,223
−HK$3,746/mo
Today · 4.125%
HK$125,969
baseline
▲ 0.50% · 4.625%
HK$133,634
+HK$7,665/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,938/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,869
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,406
−HK$3,588/mo
Today · 4.125%
HK$138,994
baseline
▲ 0.50% · 4.625%
HK$146,321
+HK$7,327/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,988/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,386 · Scale 2, in force from 26 Feb 2026)