LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,858
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,906
−HK$2,081/mo
Today · 4.125%
HK$69,987
baseline
▲ 0.50% · 4.625%
HK$74,246
+HK$4,259/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,974/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,266
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,231
−HK$1,993/mo
Today · 4.125%
HK$77,224
baseline
▲ 0.50% · 4.625%
HK$81,295
+HK$4,071/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,448/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,029
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,487
−HK$2,498/mo
Today · 4.125%
HK$83,985
baseline
▲ 0.50% · 4.625%
HK$89,095
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,970/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,919
−HK$4,750/mo
▼ 0.25% · 3.875%
HK$90,277
−HK$2,392/mo
Today · 4.125%
HK$92,669
baseline
▲ 0.50% · 4.625%
HK$97,554
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,338/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,201
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,069
−HK$2,913/mo
Today · 4.125%
HK$97,982
baseline
▲ 0.50% · 4.625%
HK$103,944
+HK$5,962/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$195,964/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,572
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,323
−HK$2,791/mo
Today · 4.125%
HK$108,114
baseline
▲ 0.50% · 4.625%
HK$113,813
+HK$5,699/mo
Deposit HK$8.66M · loan HK$20.22M · min. income ≈ HK$216,228/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,544
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,231
−HK$3,746/mo
Today · 4.125%
HK$125,977
baseline
▲ 0.50% · 4.625%
HK$133,643
+HK$7,666/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,954/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,879
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,415
−HK$3,589/mo
Today · 4.125%
HK$139,004
baseline
▲ 0.50% · 4.625%
HK$146,331
+HK$7,327/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$278,008/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,470 · Scale 2, in force from 26 Feb 2026)