LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,863
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,912
−HK$2,081/mo
Today · 4.125%
HK$69,993
baseline
▲ 0.50% · 4.625%
HK$74,252
+HK$4,259/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,986/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,272
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,237
−HK$1,994/mo
Today · 4.125%
HK$77,231
baseline
▲ 0.50% · 4.625%
HK$81,301
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,462/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,036
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,494
−HK$2,498/mo
Today · 4.125%
HK$83,992
baseline
▲ 0.50% · 4.625%
HK$89,102
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,984/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,926
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,284
−HK$2,393/mo
Today · 4.125%
HK$92,677
baseline
▲ 0.50% · 4.625%
HK$97,562
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,354/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,208
−HK$5,782/mo
▼ 0.25% · 3.875%
HK$95,076
−HK$2,914/mo
Today · 4.125%
HK$97,990
baseline
▲ 0.50% · 4.625%
HK$103,953
+HK$5,963/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$195,980/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,581
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,332
−HK$2,791/mo
Today · 4.125%
HK$108,123
baseline
▲ 0.50% · 4.625%
HK$113,822
+HK$5,699/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$216,246/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,553
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,241
−HK$3,747/mo
Today · 4.125%
HK$125,988
baseline
▲ 0.50% · 4.625%
HK$133,654
+HK$7,666/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$251,976/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,889
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,427
−HK$3,588/mo
Today · 4.125%
HK$139,015
baseline
▲ 0.50% · 4.625%
HK$146,343
+HK$7,328/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$278,030/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,571 · Scale 2, in force from 26 Feb 2026)