LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,865
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$67,914
−HK$2,081/mo
Today · 4.125%
HK$69,995
baseline
▲ 0.50% · 4.625%
HK$74,255
+HK$4,260/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,990/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,274
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,239
−HK$1,994/mo
Today · 4.125%
HK$77,233
baseline
▲ 0.50% · 4.625%
HK$81,304
+HK$4,071/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,466/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,038
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,497
−HK$2,498/mo
Today · 4.125%
HK$83,995
baseline
▲ 0.50% · 4.625%
HK$89,105
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,990/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,929
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,287
−HK$2,393/mo
Today · 4.125%
HK$92,680
baseline
▲ 0.50% · 4.625%
HK$97,565
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,360/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,211
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,079
−HK$2,915/mo
Today · 4.125%
HK$97,994
baseline
▲ 0.50% · 4.625%
HK$103,956
+HK$5,962/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$195,988/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,584
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,335
−HK$2,791/mo
Today · 4.125%
HK$108,126
baseline
▲ 0.50% · 4.625%
HK$113,826
+HK$5,700/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$216,252/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,557
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,245
−HK$3,747/mo
Today · 4.125%
HK$125,992
baseline
▲ 0.50% · 4.625%
HK$133,658
+HK$7,666/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$251,984/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,894
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,431
−HK$3,589/mo
Today · 4.125%
HK$139,020
baseline
▲ 0.50% · 4.625%
HK$146,347
+HK$7,327/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$278,040/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,612 · Scale 2, in force from 26 Feb 2026)