LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,867
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,916
−HK$2,082/mo
Today · 4.125%
HK$69,998
baseline
▲ 0.50% · 4.625%
HK$74,257
+HK$4,259/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,996/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,277
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,242
−HK$1,994/mo
Today · 4.125%
HK$77,236
baseline
▲ 0.50% · 4.625%
HK$81,307
+HK$4,071/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,472/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,041
−HK$4,956/mo
▼ 0.25% · 3.875%
HK$81,499
−HK$2,498/mo
Today · 4.125%
HK$83,997
baseline
▲ 0.50% · 4.625%
HK$89,108
+HK$5,111/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,994/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,932
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,290
−HK$2,393/mo
Today · 4.125%
HK$92,683
baseline
▲ 0.50% · 4.625%
HK$97,568
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,366/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,214
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,083
−HK$2,914/mo
Today · 4.125%
HK$97,997
baseline
▲ 0.50% · 4.625%
HK$103,960
+HK$5,963/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$195,994/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,588
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,339
−HK$2,791/mo
Today · 4.125%
HK$108,130
baseline
▲ 0.50% · 4.625%
HK$113,830
+HK$5,700/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$216,260/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,561
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,249
−HK$3,747/mo
Today · 4.125%
HK$125,996
baseline
▲ 0.50% · 4.625%
HK$133,663
+HK$7,667/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$251,992/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,898
−HK$7,126/mo
▼ 0.25% · 3.875%
HK$135,436
−HK$3,588/mo
Today · 4.125%
HK$139,024
baseline
▲ 0.50% · 4.625%
HK$146,352
+HK$7,328/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$278,048/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,653 · Scale 2, in force from 26 Feb 2026)