LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,877
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,926
−HK$2,082/mo
Today · 4.125%
HK$70,008
baseline
▲ 0.50% · 4.625%
HK$74,268
+HK$4,260/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$140,016/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,288
−HK$3,959/mo
▼ 0.25% · 3.875%
HK$75,253
−HK$1,994/mo
Today · 4.125%
HK$77,247
baseline
▲ 0.50% · 4.625%
HK$81,319
+HK$4,072/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$154,494/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,053
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,512
−HK$2,498/mo
Today · 4.125%
HK$84,010
baseline
▲ 0.50% · 4.625%
HK$89,122
+HK$5,112/mo
Deposit HK$11.56M · loan HK$17.33M · min. income ≈ HK$168,020/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,945
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$90,304
−HK$2,393/mo
Today · 4.125%
HK$92,697
baseline
▲ 0.50% · 4.625%
HK$97,583
+HK$4,886/mo
Deposit HK$11.56M · loan HK$17.33M · min. income ≈ HK$185,394/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,228
−HK$5,784/mo
▼ 0.25% · 3.875%
HK$95,097
−HK$2,915/mo
Today · 4.125%
HK$98,012
baseline
▲ 0.50% · 4.625%
HK$103,976
+HK$5,964/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$196,024/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,603
−HK$5,543/mo
▼ 0.25% · 3.875%
HK$105,355
−HK$2,791/mo
Today · 4.125%
HK$108,146
baseline
▲ 0.50% · 4.625%
HK$113,847
+HK$5,701/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$216,292/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,579
−HK$7,436/mo
▼ 0.25% · 3.875%
HK$122,268
−HK$3,747/mo
Today · 4.125%
HK$126,015
baseline
▲ 0.50% · 4.625%
HK$133,683
+HK$7,668/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$252,030/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,918
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$135,456
−HK$3,589/mo
Today · 4.125%
HK$139,045
baseline
▲ 0.50% · 4.625%
HK$146,375
+HK$7,330/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$278,090/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,839 · Scale 2, in force from 26 Feb 2026)