LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,878
−HK$4,131/mo
▼ 0.25% · 3.875%
HK$67,927
−HK$2,082/mo
Today · 4.125%
HK$70,009
baseline
▲ 0.50% · 4.625%
HK$74,268
+HK$4,259/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$140,018/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,288
−HK$3,960/mo
▼ 0.25% · 3.875%
HK$75,254
−HK$1,994/mo
Today · 4.125%
HK$77,248
baseline
▲ 0.50% · 4.625%
HK$81,319
+HK$4,071/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$154,496/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,053
−HK$4,957/mo
▼ 0.25% · 3.875%
HK$81,512
−HK$2,498/mo
Today · 4.125%
HK$84,010
baseline
▲ 0.50% · 4.625%
HK$89,122
+HK$5,112/mo
Deposit HK$11.56M · loan HK$17.33M · min. income ≈ HK$168,020/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,946
−HK$4,751/mo
▼ 0.25% · 3.875%
HK$90,304
−HK$2,393/mo
Today · 4.125%
HK$92,697
baseline
▲ 0.50% · 4.625%
HK$97,583
+HK$4,886/mo
Deposit HK$11.56M · loan HK$17.33M · min. income ≈ HK$185,394/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,229
−HK$5,783/mo
▼ 0.25% · 3.875%
HK$95,097
−HK$2,915/mo
Today · 4.125%
HK$98,012
baseline
▲ 0.50% · 4.625%
HK$103,976
+HK$5,964/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$196,024/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,603
−HK$5,544/mo
▼ 0.25% · 3.875%
HK$105,355
−HK$2,792/mo
Today · 4.125%
HK$108,147
baseline
▲ 0.50% · 4.625%
HK$113,847
+HK$5,700/mo
Deposit HK$8.67M · loan HK$20.22M · min. income ≈ HK$216,294/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,580
−HK$7,435/mo
▼ 0.25% · 3.875%
HK$122,268
−HK$3,747/mo
Today · 4.125%
HK$126,015
baseline
▲ 0.50% · 4.625%
HK$133,683
+HK$7,668/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$252,030/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,919
−HK$7,127/mo
▼ 0.25% · 3.875%
HK$135,456
−HK$3,590/mo
Today · 4.125%
HK$139,046
baseline
▲ 0.50% · 4.625%
HK$146,375
+HK$7,329/mo
Deposit HK$2.89M · loan HK$26.00M · min. income ≈ HK$278,092/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,842 · Scale 2, in force from 26 Feb 2026)