LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,912
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,963
−HK$2,083/mo
Today · 4.125%
HK$70,046
baseline
▲ 0.50% · 4.625%
HK$74,308
+HK$4,262/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$140,092/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,327
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,293
−HK$1,995/mo
Today · 4.125%
HK$77,288
baseline
▲ 0.50% · 4.625%
HK$81,362
+HK$4,074/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$154,576/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,095
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,555
−HK$2,500/mo
Today · 4.125%
HK$84,055
baseline
▲ 0.50% · 4.625%
HK$89,169
+HK$5,114/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$168,110/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,992
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,352
−HK$2,394/mo
Today · 4.125%
HK$92,746
baseline
▲ 0.50% · 4.625%
HK$97,635
+HK$4,889/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$185,492/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,277
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,148
−HK$2,916/mo
Today · 4.125%
HK$98,064
baseline
▲ 0.50% · 4.625%
HK$104,031
+HK$5,967/mo
Deposit HK$8.67M · loan HK$20.23M · min. income ≈ HK$196,128/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,658
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,411
−HK$2,793/mo
Today · 4.125%
HK$108,204
baseline
▲ 0.50% · 4.625%
HK$113,907
+HK$5,703/mo
Deposit HK$8.67M · loan HK$20.23M · min. income ≈ HK$216,408/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,642
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,333
−HK$3,749/mo
Today · 4.125%
HK$126,082
baseline
▲ 0.50% · 4.625%
HK$133,754
+HK$7,672/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,164/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,988
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,528
−HK$3,591/mo
Today · 4.125%
HK$139,119
baseline
▲ 0.50% · 4.625%
HK$146,452
+HK$7,333/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,238/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,492 · Scale 2, in force from 26 Feb 2026)