LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,916
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,967
−HK$2,083/mo
Today · 4.125%
HK$70,050
baseline
▲ 0.50% · 4.625%
HK$74,312
+HK$4,262/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$140,100/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,331
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,298
−HK$1,995/mo
Today · 4.125%
HK$77,293
baseline
▲ 0.50% · 4.625%
HK$81,367
+HK$4,074/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$154,586/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,100
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,560
−HK$2,500/mo
Today · 4.125%
HK$84,060
baseline
▲ 0.50% · 4.625%
HK$89,175
+HK$5,115/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$168,120/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,998
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,358
−HK$2,394/mo
Today · 4.125%
HK$92,752
baseline
▲ 0.50% · 4.625%
HK$97,641
+HK$4,889/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$185,504/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,283
−HK$5,787/mo
▼ 0.25% · 3.875%
HK$95,154
−HK$2,916/mo
Today · 4.125%
HK$98,070
baseline
▲ 0.50% · 4.625%
HK$104,037
+HK$5,967/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,140/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,664
−HK$5,547/mo
▼ 0.25% · 3.875%
HK$105,417
−HK$2,794/mo
Today · 4.125%
HK$108,211
baseline
▲ 0.50% · 4.625%
HK$113,914
+HK$5,703/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,422/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,650
−HK$7,440/mo
▼ 0.25% · 3.875%
HK$122,340
−HK$3,750/mo
Today · 4.125%
HK$126,090
baseline
▲ 0.50% · 4.625%
HK$133,762
+HK$7,672/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,180/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,997
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,537
−HK$3,591/mo
Today · 4.125%
HK$139,128
baseline
▲ 0.50% · 4.625%
HK$146,461
+HK$7,333/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,256/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,568 · Scale 2, in force from 26 Feb 2026)