LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,917
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,968
−HK$2,083/mo
Today · 4.125%
HK$70,051
baseline
▲ 0.50% · 4.625%
HK$74,314
+HK$4,263/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$140,102/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,333
−HK$3,961/mo
▼ 0.25% · 3.875%
HK$75,299
−HK$1,995/mo
Today · 4.125%
HK$77,294
baseline
▲ 0.50% · 4.625%
HK$81,369
+HK$4,075/mo
Deposit HK$14.45M · loan HK$14.45M · min. income ≈ HK$154,588/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,101
−HK$4,960/mo
▼ 0.25% · 3.875%
HK$81,561
−HK$2,500/mo
Today · 4.125%
HK$84,061
baseline
▲ 0.50% · 4.625%
HK$89,176
+HK$5,115/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$168,122/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,999
−HK$4,754/mo
▼ 0.25% · 3.875%
HK$90,359
−HK$2,394/mo
Today · 4.125%
HK$92,753
baseline
▲ 0.50% · 4.625%
HK$97,643
+HK$4,890/mo
Deposit HK$11.56M · loan HK$17.34M · min. income ≈ HK$185,506/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,284
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,155
−HK$2,917/mo
Today · 4.125%
HK$98,072
baseline
▲ 0.50% · 4.625%
HK$104,039
+HK$5,967/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,144/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,666
−HK$5,546/mo
▼ 0.25% · 3.875%
HK$105,419
−HK$2,793/mo
Today · 4.125%
HK$108,212
baseline
▲ 0.50% · 4.625%
HK$113,916
+HK$5,704/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,424/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,651
−HK$7,441/mo
▼ 0.25% · 3.875%
HK$122,342
−HK$3,750/mo
Today · 4.125%
HK$126,092
baseline
▲ 0.50% · 4.625%
HK$133,764
+HK$7,672/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,184/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,999
−HK$7,131/mo
▼ 0.25% · 3.875%
HK$135,539
−HK$3,591/mo
Today · 4.125%
HK$139,130
baseline
▲ 0.50% · 4.625%
HK$146,464
+HK$7,334/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,260/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,587 · Scale 2, in force from 26 Feb 2026)