LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,926
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,977
−HK$2,083/mo
Today · 4.125%
HK$70,060
baseline
▲ 0.50% · 4.625%
HK$74,323
+HK$4,263/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,120/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,342
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,309
−HK$1,996/mo
Today · 4.125%
HK$77,305
baseline
▲ 0.50% · 4.625%
HK$81,380
+HK$4,075/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,610/mo (50% DSR)
Upfront cash ≈ HK$15.68M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,111
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,572
−HK$2,500/mo
Today · 4.125%
HK$84,072
baseline
▲ 0.50% · 4.625%
HK$89,188
+HK$5,116/mo
Deposit HK$11.56M · loan HK$17.35M · min. income ≈ HK$168,144/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,011
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,371
−HK$2,395/mo
Today · 4.125%
HK$92,766
baseline
▲ 0.50% · 4.625%
HK$97,655
+HK$4,889/mo
Deposit HK$11.56M · loan HK$17.35M · min. income ≈ HK$185,532/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,297
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,168
−HK$2,917/mo
Today · 4.125%
HK$98,085
baseline
▲ 0.50% · 4.625%
HK$104,053
+HK$5,968/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,170/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,679
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,433
−HK$2,794/mo
Today · 4.125%
HK$108,227
baseline
▲ 0.50% · 4.625%
HK$113,931
+HK$5,704/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,454/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,667
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,358
−HK$3,751/mo
Today · 4.125%
HK$126,109
baseline
▲ 0.50% · 4.625%
HK$133,782
+HK$7,673/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,218/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,016
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,557
−HK$3,592/mo
Today · 4.125%
HK$139,149
baseline
▲ 0.50% · 4.625%
HK$146,483
+HK$7,334/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,298/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,751 · Scale 2, in force from 26 Feb 2026)