LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,931
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,982
−HK$2,084/mo
Today · 4.125%
HK$70,066
baseline
▲ 0.50% · 4.625%
HK$74,329
+HK$4,263/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,132/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,348
−HK$3,962/mo
▼ 0.25% · 3.875%
HK$75,315
−HK$1,995/mo
Today · 4.125%
HK$77,310
baseline
▲ 0.50% · 4.625%
HK$81,386
+HK$4,076/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,620/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,117
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,578
−HK$2,501/mo
Today · 4.125%
HK$84,079
baseline
▲ 0.50% · 4.625%
HK$89,195
+HK$5,116/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,158/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,017
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,378
−HK$2,395/mo
Today · 4.125%
HK$92,773
baseline
▲ 0.50% · 4.625%
HK$97,663
+HK$4,890/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,546/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,304
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,175
−HK$2,917/mo
Today · 4.125%
HK$98,092
baseline
▲ 0.50% · 4.625%
HK$104,061
+HK$5,969/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,184/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,687
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,441
−HK$2,794/mo
Today · 4.125%
HK$108,235
baseline
▲ 0.50% · 4.625%
HK$113,940
+HK$5,705/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,470/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,676
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,368
−HK$3,750/mo
Today · 4.125%
HK$126,118
baseline
▲ 0.50% · 4.625%
HK$133,792
+HK$7,674/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,236/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,026
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,567
−HK$3,592/mo
Today · 4.125%
HK$139,159
baseline
▲ 0.50% · 4.625%
HK$146,494
+HK$7,335/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,318/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,842 · Scale 2, in force from 26 Feb 2026)