LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,932
−HK$4,134/mo
▼ 0.25% · 3.875%
HK$67,983
−HK$2,083/mo
Today · 4.125%
HK$70,066
baseline
▲ 0.50% · 4.625%
HK$74,330
+HK$4,264/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,132/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,348
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,316
−HK$1,995/mo
Today · 4.125%
HK$77,311
baseline
▲ 0.50% · 4.625%
HK$81,386
+HK$4,075/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,622/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,118
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,579
−HK$2,500/mo
Today · 4.125%
HK$84,079
baseline
▲ 0.50% · 4.625%
HK$89,195
+HK$5,116/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,158/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,018
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,379
−HK$2,394/mo
Today · 4.125%
HK$92,773
baseline
▲ 0.50% · 4.625%
HK$97,664
+HK$4,891/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,546/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,304
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,176
−HK$2,917/mo
Today · 4.125%
HK$98,093
baseline
▲ 0.50% · 4.625%
HK$104,061
+HK$5,968/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,186/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,688
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,442
−HK$2,794/mo
Today · 4.125%
HK$108,236
baseline
▲ 0.50% · 4.625%
HK$113,941
+HK$5,705/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,472/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,677
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,369
−HK$3,750/mo
Today · 4.125%
HK$126,119
baseline
▲ 0.50% · 4.625%
HK$133,793
+HK$7,674/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,238/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,027
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,568
−HK$3,592/mo
Today · 4.125%
HK$139,160
baseline
▲ 0.50% · 4.625%
HK$146,495
+HK$7,335/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,320/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,853 · Scale 2, in force from 26 Feb 2026)