LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,932
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,983
−HK$2,084/mo
Today · 4.125%
HK$70,067
baseline
▲ 0.50% · 4.625%
HK$74,330
+HK$4,263/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,134/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,349
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,316
−HK$1,996/mo
Today · 4.125%
HK$77,312
baseline
▲ 0.50% · 4.625%
HK$81,387
+HK$4,075/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,624/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,119
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,580
−HK$2,500/mo
Today · 4.125%
HK$84,080
baseline
▲ 0.50% · 4.625%
HK$89,196
+HK$5,116/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,160/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,019
−HK$4,755/mo
▼ 0.25% · 3.875%
HK$90,380
−HK$2,394/mo
Today · 4.125%
HK$92,774
baseline
▲ 0.50% · 4.625%
HK$97,665
+HK$4,891/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,548/mo (50% DSR)
Upfront cash ≈ HK$12.79M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,305
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,177
−HK$2,917/mo
Today · 4.125%
HK$98,094
baseline
▲ 0.50% · 4.625%
HK$104,062
+HK$5,968/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,188/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,689
−HK$5,548/mo
▼ 0.25% · 3.875%
HK$105,443
−HK$2,794/mo
Today · 4.125%
HK$108,237
baseline
▲ 0.50% · 4.625%
HK$113,942
+HK$5,705/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,474/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,678
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,370
−HK$3,750/mo
Today · 4.125%
HK$126,120
baseline
▲ 0.50% · 4.625%
HK$133,795
+HK$7,675/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,240/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,028
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,569
−HK$3,592/mo
Today · 4.125%
HK$139,161
baseline
▲ 0.50% · 4.625%
HK$146,497
+HK$7,336/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,322/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,864 · Scale 2, in force from 26 Feb 2026)