LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,935
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,986
−HK$2,084/mo
Today · 4.125%
HK$70,070
baseline
▲ 0.50% · 4.625%
HK$74,334
+HK$4,264/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,140/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,352
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,320
−HK$1,995/mo
Today · 4.125%
HK$77,315
baseline
▲ 0.50% · 4.625%
HK$81,391
+HK$4,076/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,630/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,122
−HK$4,962/mo
▼ 0.25% · 3.875%
HK$81,584
−HK$2,500/mo
Today · 4.125%
HK$84,084
baseline
▲ 0.50% · 4.625%
HK$89,200
+HK$5,116/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,168/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,023
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,384
−HK$2,395/mo
Today · 4.125%
HK$92,779
baseline
▲ 0.50% · 4.625%
HK$97,669
+HK$4,890/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,558/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,310
−HK$5,788/mo
▼ 0.25% · 3.875%
HK$95,181
−HK$2,917/mo
Today · 4.125%
HK$98,098
baseline
▲ 0.50% · 4.625%
HK$104,067
+HK$5,969/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$196,196/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,693
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,448
−HK$2,794/mo
Today · 4.125%
HK$108,242
baseline
▲ 0.50% · 4.625%
HK$113,947
+HK$5,705/mo
Deposit HK$8.67M · loan HK$20.24M · min. income ≈ HK$216,484/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,684
−HK$7,442/mo
▼ 0.25% · 3.875%
HK$122,375
−HK$3,751/mo
Today · 4.125%
HK$126,126
baseline
▲ 0.50% · 4.625%
HK$133,801
+HK$7,675/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$252,252/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,034
−HK$7,134/mo
▼ 0.25% · 3.875%
HK$135,576
−HK$3,592/mo
Today · 4.125%
HK$139,168
baseline
▲ 0.50% · 4.625%
HK$146,504
+HK$7,336/mo
Deposit HK$2.89M · loan HK$26.02M · min. income ≈ HK$278,336/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,921 · Scale 2, in force from 26 Feb 2026)