LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,938
−HK$4,135/mo
▼ 0.25% · 3.875%
HK$67,989
−HK$2,084/mo
Today · 4.125%
HK$70,073
baseline
▲ 0.50% · 4.625%
HK$74,337
+HK$4,264/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,146/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,355
−HK$3,963/mo
▼ 0.25% · 3.875%
HK$75,323
−HK$1,995/mo
Today · 4.125%
HK$77,318
baseline
▲ 0.50% · 4.625%
HK$81,394
+HK$4,076/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,636/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,126
−HK$4,961/mo
▼ 0.25% · 3.875%
HK$81,587
−HK$2,500/mo
Today · 4.125%
HK$84,087
baseline
▲ 0.50% · 4.625%
HK$89,204
+HK$5,117/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,174/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,026
−HK$4,756/mo
▼ 0.25% · 3.875%
HK$90,387
−HK$2,395/mo
Today · 4.125%
HK$92,782
baseline
▲ 0.50% · 4.625%
HK$97,673
+HK$4,891/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,564/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,313
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,185
−HK$2,917/mo
Today · 4.125%
HK$98,102
baseline
▲ 0.50% · 4.625%
HK$104,071
+HK$5,969/mo
Deposit HK$8.68M · loan HK$20.24M · min. income ≈ HK$196,204/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,697
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,452
−HK$2,794/mo
Today · 4.125%
HK$108,246
baseline
▲ 0.50% · 4.625%
HK$113,952
+HK$5,706/mo
Deposit HK$8.68M · loan HK$20.24M · min. income ≈ HK$216,492/mo (50% DSR)
Upfront cash ≈ HK$9.90M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,688
−HK$7,443/mo
▼ 0.25% · 3.875%
HK$122,380
−HK$3,751/mo
Today · 4.125%
HK$126,131
baseline
▲ 0.50% · 4.625%
HK$133,806
+HK$7,675/mo
Deposit HK$2.89M · loan HK$26.03M · min. income ≈ HK$252,262/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,040
−HK$7,133/mo
▼ 0.25% · 3.875%
HK$135,581
−HK$3,592/mo
Today · 4.125%
HK$139,173
baseline
▲ 0.50% · 4.625%
HK$146,509
+HK$7,336/mo
Deposit HK$2.89M · loan HK$26.03M · min. income ≈ HK$278,346/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,228,969 · Scale 2, in force from 26 Feb 2026)