LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,948
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,000
−HK$2,084/mo
Today · 4.125%
HK$70,084
baseline
▲ 0.50% · 4.625%
HK$74,348
+HK$4,264/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,168/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,367
−HK$3,964/mo
▼ 0.25% · 3.875%
HK$75,335
−HK$1,996/mo
Today · 4.125%
HK$77,331
baseline
▲ 0.50% · 4.625%
HK$81,407
+HK$4,076/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,662/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,138
−HK$4,963/mo
▼ 0.25% · 3.875%
HK$81,600
−HK$2,501/mo
Today · 4.125%
HK$84,101
baseline
▲ 0.50% · 4.625%
HK$89,218
+HK$5,117/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$168,202/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,040
−HK$4,757/mo
▼ 0.25% · 3.875%
HK$90,401
−HK$2,396/mo
Today · 4.125%
HK$92,797
baseline
▲ 0.50% · 4.625%
HK$97,688
+HK$4,891/mo
Deposit HK$11.57M · loan HK$17.35M · min. income ≈ HK$185,594/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,328
−HK$5,789/mo
▼ 0.25% · 3.875%
HK$95,200
−HK$2,917/mo
Today · 4.125%
HK$98,117
baseline
▲ 0.50% · 4.625%
HK$104,088
+HK$5,971/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$196,234/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,714
−HK$5,549/mo
▼ 0.25% · 3.875%
HK$105,468
−HK$2,795/mo
Today · 4.125%
HK$108,263
baseline
▲ 0.50% · 4.625%
HK$113,970
+HK$5,707/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$216,526/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,707
−HK$7,444/mo
▼ 0.25% · 3.875%
HK$122,399
−HK$3,752/mo
Today · 4.125%
HK$126,151
baseline
▲ 0.50% · 4.625%
HK$133,827
+HK$7,676/mo
Deposit HK$2.89M · loan HK$26.03M · min. income ≈ HK$252,302/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,060
−HK$7,135/mo
▼ 0.25% · 3.875%
HK$135,602
−HK$3,593/mo
Today · 4.125%
HK$139,195
baseline
▲ 0.50% · 4.625%
HK$146,532
+HK$7,337/mo
Deposit HK$2.89M · loan HK$26.03M · min. income ≈ HK$278,390/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,163 · Scale 2, in force from 26 Feb 2026)