LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,965
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,017
−HK$2,084/mo
Today · 4.125%
HK$70,101
baseline
▲ 0.50% · 4.625%
HK$74,367
+HK$4,266/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,202/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,385
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,353
−HK$1,997/mo
Today · 4.125%
HK$77,350
baseline
▲ 0.50% · 4.625%
HK$81,427
+HK$4,077/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,700/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,158
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,620
−HK$2,502/mo
Today · 4.125%
HK$84,122
baseline
▲ 0.50% · 4.625%
HK$89,240
+HK$5,118/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$168,244/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,062
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,424
−HK$2,396/mo
Today · 4.125%
HK$92,820
baseline
▲ 0.50% · 4.625%
HK$97,713
+HK$4,893/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$185,640/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,351
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,223
−HK$2,919/mo
Today · 4.125%
HK$98,142
baseline
▲ 0.50% · 4.625%
HK$104,114
+HK$5,972/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$196,284/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,739
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,495
−HK$2,795/mo
Today · 4.125%
HK$108,290
baseline
▲ 0.50% · 4.625%
HK$113,998
+HK$5,708/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$216,580/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,737
−HK$7,445/mo
▼ 0.25% · 3.875%
HK$122,430
−HK$3,752/mo
Today · 4.125%
HK$126,182
baseline
▲ 0.50% · 4.625%
HK$133,860
+HK$7,678/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$252,364/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,093
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,636
−HK$3,594/mo
Today · 4.125%
HK$139,230
baseline
▲ 0.50% · 4.625%
HK$146,569
+HK$7,339/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$278,460/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,468 · Scale 2, in force from 26 Feb 2026)