LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,968
−HK$4,136/mo
▼ 0.25% · 3.875%
HK$68,020
−HK$2,084/mo
Today · 4.125%
HK$70,104
baseline
▲ 0.50% · 4.625%
HK$74,370
+HK$4,266/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$140,208/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,388
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,357
−HK$1,996/mo
Today · 4.125%
HK$77,353
baseline
▲ 0.50% · 4.625%
HK$81,431
+HK$4,078/mo
Deposit HK$14.46M · loan HK$14.46M · min. income ≈ HK$154,706/mo (50% DSR)
Upfront cash ≈ HK$15.69M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,161
−HK$4,964/mo
▼ 0.25% · 3.875%
HK$81,623
−HK$2,502/mo
Today · 4.125%
HK$84,125
baseline
▲ 0.50% · 4.625%
HK$89,244
+HK$5,119/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$168,250/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,066
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,428
−HK$2,396/mo
Today · 4.125%
HK$92,824
baseline
▲ 0.50% · 4.625%
HK$97,717
+HK$4,893/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$185,648/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,355
−HK$5,791/mo
▼ 0.25% · 3.875%
HK$95,227
−HK$2,919/mo
Today · 4.125%
HK$98,146
baseline
▲ 0.50% · 4.625%
HK$104,118
+HK$5,972/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$196,292/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,744
−HK$5,551/mo
▼ 0.25% · 3.875%
HK$105,499
−HK$2,796/mo
Today · 4.125%
HK$108,295
baseline
▲ 0.50% · 4.625%
HK$114,003
+HK$5,708/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$216,590/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,742
−HK$7,446/mo
▼ 0.25% · 3.875%
HK$122,435
−HK$3,753/mo
Today · 4.125%
HK$126,188
baseline
▲ 0.50% · 4.625%
HK$133,866
+HK$7,678/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$252,376/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,099
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,642
−HK$3,594/mo
Today · 4.125%
HK$139,236
baseline
▲ 0.50% · 4.625%
HK$146,575
+HK$7,339/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$278,472/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,521 · Scale 2, in force from 26 Feb 2026)