LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,973
−HK$4,137/mo
▼ 0.25% · 3.875%
HK$68,025
−HK$2,085/mo
Today · 4.125%
HK$70,110
baseline
▲ 0.50% · 4.625%
HK$74,376
+HK$4,266/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,220/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,394
−HK$3,965/mo
▼ 0.25% · 3.875%
HK$75,362
−HK$1,997/mo
Today · 4.125%
HK$77,359
baseline
▲ 0.50% · 4.625%
HK$81,437
+HK$4,078/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,718/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,167
−HK$4,965/mo
▼ 0.25% · 3.875%
HK$81,630
−HK$2,502/mo
Today · 4.125%
HK$84,132
baseline
▲ 0.50% · 4.625%
HK$89,251
+HK$5,119/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$168,264/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,073
−HK$4,758/mo
▼ 0.25% · 3.875%
HK$90,435
−HK$2,396/mo
Today · 4.125%
HK$92,831
baseline
▲ 0.50% · 4.625%
HK$97,724
+HK$4,893/mo
Deposit HK$11.57M · loan HK$17.36M · min. income ≈ HK$185,662/mo (50% DSR)
Upfront cash ≈ HK$12.80M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,362
−HK$5,792/mo
▼ 0.25% · 3.875%
HK$95,235
−HK$2,919/mo
Today · 4.125%
HK$98,154
baseline
▲ 0.50% · 4.625%
HK$104,126
+HK$5,972/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$196,308/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,751
−HK$5,552/mo
▼ 0.25% · 3.875%
HK$105,507
−HK$2,796/mo
Today · 4.125%
HK$108,303
baseline
▲ 0.50% · 4.625%
HK$114,012
+HK$5,709/mo
Deposit HK$8.68M · loan HK$20.25M · min. income ≈ HK$216,606/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,751
−HK$7,447/mo
▼ 0.25% · 3.875%
HK$122,445
−HK$3,753/mo
Today · 4.125%
HK$126,198
baseline
▲ 0.50% · 4.625%
HK$133,876
+HK$7,678/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$252,396/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,109
−HK$7,137/mo
▼ 0.25% · 3.875%
HK$135,652
−HK$3,594/mo
Today · 4.125%
HK$139,246
baseline
▲ 0.50% · 4.625%
HK$146,586
+HK$7,340/mo
Deposit HK$2.89M · loan HK$26.04M · min. income ≈ HK$278,492/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,229,616 · Scale 2, in force from 26 Feb 2026)