LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,998
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,051
−HK$2,086/mo
Today · 4.125%
HK$70,137
baseline
▲ 0.50% · 4.625%
HK$74,404
+HK$4,267/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,274/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,422
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,391
−HK$1,998/mo
Today · 4.125%
HK$77,389
baseline
▲ 0.50% · 4.625%
HK$81,468
+HK$4,079/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,778/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,198
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,661
−HK$2,503/mo
Today · 4.125%
HK$84,164
baseline
▲ 0.50% · 4.625%
HK$89,285
+HK$5,121/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,328/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,107
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,470
−HK$2,397/mo
Today · 4.125%
HK$92,867
baseline
▲ 0.50% · 4.625%
HK$97,762
+HK$4,895/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,734/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,397
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,271
−HK$2,920/mo
Today · 4.125%
HK$98,191
baseline
▲ 0.50% · 4.625%
HK$104,166
+HK$5,975/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$196,382/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,791
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$105,548
−HK$2,796/mo
Today · 4.125%
HK$108,344
baseline
▲ 0.50% · 4.625%
HK$114,055
+HK$5,711/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$216,688/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,796
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,492
−HK$3,754/mo
Today · 4.125%
HK$126,246
baseline
▲ 0.50% · 4.625%
HK$133,928
+HK$7,682/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$252,492/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,160
−HK$7,140/mo
▼ 0.25% · 3.875%
HK$135,704
−HK$3,596/mo
Today · 4.125%
HK$139,300
baseline
▲ 0.50% · 4.625%
HK$146,643
+HK$7,343/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$278,600/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,089 · Scale 2, in force from 26 Feb 2026)