LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,001
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,054
−HK$2,086/mo
Today · 4.125%
HK$70,140
baseline
▲ 0.50% · 4.625%
HK$74,408
+HK$4,268/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,280/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,426
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,395
−HK$1,998/mo
Today · 4.125%
HK$77,393
baseline
▲ 0.50% · 4.625%
HK$81,472
+HK$4,079/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,786/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,201
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,665
−HK$2,503/mo
Today · 4.125%
HK$84,168
baseline
▲ 0.50% · 4.625%
HK$89,289
+HK$5,121/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,336/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,111
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,474
−HK$2,397/mo
Today · 4.125%
HK$92,871
baseline
▲ 0.50% · 4.625%
HK$97,766
+HK$4,895/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,742/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,402
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,276
−HK$2,920/mo
Today · 4.125%
HK$98,196
baseline
▲ 0.50% · 4.625%
HK$104,171
+HK$5,975/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$196,392/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,796
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,553
−HK$2,797/mo
Today · 4.125%
HK$108,350
baseline
▲ 0.50% · 4.625%
HK$114,061
+HK$5,711/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$216,700/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,802
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,497
−HK$3,755/mo
Today · 4.125%
HK$126,252
baseline
▲ 0.50% · 4.625%
HK$133,934
+HK$7,682/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$252,504/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,166
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,711
−HK$3,596/mo
Today · 4.125%
HK$139,307
baseline
▲ 0.50% · 4.625%
HK$146,650
+HK$7,343/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$278,614/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,147 · Scale 2, in force from 26 Feb 2026)