LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,004
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,057
−HK$2,086/mo
Today · 4.125%
HK$70,143
baseline
▲ 0.50% · 4.625%
HK$74,411
+HK$4,268/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,286/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,429
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,398
−HK$1,998/mo
Today · 4.125%
HK$77,396
baseline
▲ 0.50% · 4.625%
HK$81,476
+HK$4,080/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,792/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,205
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,669
−HK$2,503/mo
Today · 4.125%
HK$84,172
baseline
▲ 0.50% · 4.625%
HK$89,293
+HK$5,121/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,344/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,115
−HK$4,760/mo
▼ 0.25% · 3.875%
HK$90,478
−HK$2,397/mo
Today · 4.125%
HK$92,875
baseline
▲ 0.50% · 4.625%
HK$97,771
+HK$4,896/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,750/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,406
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,280
−HK$2,920/mo
Today · 4.125%
HK$98,200
baseline
▲ 0.50% · 4.625%
HK$104,176
+HK$5,976/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$196,400/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,800
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,558
−HK$2,796/mo
Today · 4.125%
HK$108,354
baseline
▲ 0.50% · 4.625%
HK$114,066
+HK$5,712/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$216,708/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,807
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,503
−HK$3,755/mo
Today · 4.125%
HK$126,258
baseline
▲ 0.50% · 4.625%
HK$133,940
+HK$7,682/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$252,516/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,172
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,717
−HK$3,596/mo
Today · 4.125%
HK$139,313
baseline
▲ 0.50% · 4.625%
HK$146,656
+HK$7,343/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$278,626/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,202 · Scale 2, in force from 26 Feb 2026)