LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,004
−HK$4,139/mo
▼ 0.25% · 3.875%
HK$68,058
−HK$2,085/mo
Today · 4.125%
HK$70,143
baseline
▲ 0.50% · 4.625%
HK$74,412
+HK$4,269/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,286/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,429
−HK$3,967/mo
▼ 0.25% · 3.875%
HK$75,399
−HK$1,997/mo
Today · 4.125%
HK$77,396
baseline
▲ 0.50% · 4.625%
HK$81,476
+HK$4,080/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,792/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,205
−HK$4,967/mo
▼ 0.25% · 3.875%
HK$81,669
−HK$2,503/mo
Today · 4.125%
HK$84,172
baseline
▲ 0.50% · 4.625%
HK$89,294
+HK$5,122/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,344/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,115
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,478
−HK$2,398/mo
Today · 4.125%
HK$92,876
baseline
▲ 0.50% · 4.625%
HK$97,771
+HK$4,895/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,752/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,406
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,281
−HK$2,920/mo
Today · 4.125%
HK$98,201
baseline
▲ 0.50% · 4.625%
HK$104,176
+HK$5,975/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$196,402/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,801
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,558
−HK$2,797/mo
Today · 4.125%
HK$108,355
baseline
▲ 0.50% · 4.625%
HK$114,067
+HK$5,712/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$216,710/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,808
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,504
−HK$3,754/mo
Today · 4.125%
HK$126,258
baseline
▲ 0.50% · 4.625%
HK$133,941
+HK$7,683/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$252,516/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,173
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,717
−HK$3,597/mo
Today · 4.125%
HK$139,314
baseline
▲ 0.50% · 4.625%
HK$146,657
+HK$7,343/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$278,628/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,208 · Scale 2, in force from 26 Feb 2026)