LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,005
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,059
−HK$2,086/mo
Today · 4.125%
HK$70,145
baseline
▲ 0.50% · 4.625%
HK$74,413
+HK$4,268/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$140,290/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,430
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,400
−HK$1,998/mo
Today · 4.125%
HK$77,398
baseline
▲ 0.50% · 4.625%
HK$81,477
+HK$4,079/mo
Deposit HK$14.47M · loan HK$14.47M · min. income ≈ HK$154,796/mo (50% DSR)
Upfront cash ≈ HK$15.70M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,207
−HK$4,966/mo
▼ 0.25% · 3.875%
HK$81,670
−HK$2,503/mo
Today · 4.125%
HK$84,173
baseline
▲ 0.50% · 4.625%
HK$89,295
+HK$5,122/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,346/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,116
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,480
−HK$2,397/mo
Today · 4.125%
HK$92,877
baseline
▲ 0.50% · 4.625%
HK$97,773
+HK$4,896/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,754/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,408
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,282
−HK$2,920/mo
Today · 4.125%
HK$98,202
baseline
▲ 0.50% · 4.625%
HK$104,178
+HK$5,976/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$196,404/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,803
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,560
−HK$2,797/mo
Today · 4.125%
HK$108,357
baseline
▲ 0.50% · 4.625%
HK$114,068
+HK$5,711/mo
Deposit HK$8.68M · loan HK$20.26M · min. income ≈ HK$216,714/mo (50% DSR)
Upfront cash ≈ HK$9.91M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,810
−HK$7,450/mo
▼ 0.25% · 3.875%
HK$122,505
−HK$3,755/mo
Today · 4.125%
HK$126,260
baseline
▲ 0.50% · 4.625%
HK$133,943
+HK$7,683/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$252,520/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,175
−HK$7,141/mo
▼ 0.25% · 3.875%
HK$135,720
−HK$3,596/mo
Today · 4.125%
HK$139,316
baseline
▲ 0.50% · 4.625%
HK$146,659
+HK$7,343/mo
Deposit HK$2.89M · loan HK$26.05M · min. income ≈ HK$278,632/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,230,227 · Scale 2, in force from 26 Feb 2026)