LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,015
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,069
−HK$2,086/mo
Today · 4.125%
HK$70,155
baseline
▲ 0.50% · 4.625%
HK$74,424
+HK$4,269/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,310/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,441
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,411
−HK$1,998/mo
Today · 4.125%
HK$77,409
baseline
▲ 0.50% · 4.625%
HK$81,490
+HK$4,081/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,818/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,218
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,683
−HK$2,503/mo
Today · 4.125%
HK$84,186
baseline
▲ 0.50% · 4.625%
HK$89,309
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,372/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,130
−HK$4,761/mo
▼ 0.25% · 3.875%
HK$90,493
−HK$2,398/mo
Today · 4.125%
HK$92,891
baseline
▲ 0.50% · 4.625%
HK$97,787
+HK$4,896/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,782/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,421
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,296
−HK$2,921/mo
Today · 4.125%
HK$98,217
baseline
▲ 0.50% · 4.625%
HK$104,193
+HK$5,976/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,434/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,818
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,575
−HK$2,798/mo
Today · 4.125%
HK$108,373
baseline
▲ 0.50% · 4.625%
HK$114,085
+HK$5,712/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,746/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,828
−HK$7,451/mo
▼ 0.25% · 3.875%
HK$122,524
−HK$3,755/mo
Today · 4.125%
HK$126,279
baseline
▲ 0.50% · 4.625%
HK$133,963
+HK$7,684/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,558/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,194
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,740
−HK$3,597/mo
Today · 4.125%
HK$139,337
baseline
▲ 0.50% · 4.625%
HK$146,681
+HK$7,344/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,674/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,410 · Scale 2, in force from 26 Feb 2026)