LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,023
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,076
−HK$2,087/mo
Today · 4.125%
HK$70,163
baseline
▲ 0.50% · 4.625%
HK$74,432
+HK$4,269/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,326/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,449
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,419
−HK$1,999/mo
Today · 4.125%
HK$77,418
baseline
▲ 0.50% · 4.625%
HK$81,498
+HK$4,080/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,836/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,227
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,691
−HK$2,504/mo
Today · 4.125%
HK$84,195
baseline
▲ 0.50% · 4.625%
HK$89,318
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,390/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,139
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,503
−HK$2,398/mo
Today · 4.125%
HK$92,901
baseline
▲ 0.50% · 4.625%
HK$97,798
+HK$4,897/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,802/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,432
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,307
−HK$2,921/mo
Today · 4.125%
HK$98,228
baseline
▲ 0.50% · 4.625%
HK$104,205
+HK$5,977/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,456/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,829
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,587
−HK$2,798/mo
Today · 4.125%
HK$108,385
baseline
▲ 0.50% · 4.625%
HK$114,098
+HK$5,713/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,770/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,841
−HK$7,452/mo
▼ 0.25% · 3.875%
HK$122,537
−HK$3,756/mo
Today · 4.125%
HK$126,293
baseline
▲ 0.50% · 4.625%
HK$133,977
+HK$7,684/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,586/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,209
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,755
−HK$3,597/mo
Today · 4.125%
HK$139,352
baseline
▲ 0.50% · 4.625%
HK$146,697
+HK$7,345/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,704/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,545 · Scale 2, in force from 26 Feb 2026)