LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,025
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,078
−HK$2,087/mo
Today · 4.125%
HK$70,165
baseline
▲ 0.50% · 4.625%
HK$74,434
+HK$4,269/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,330/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,452
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,422
−HK$1,998/mo
Today · 4.125%
HK$77,420
baseline
▲ 0.50% · 4.625%
HK$81,501
+HK$4,081/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,840/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,230
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,694
−HK$2,504/mo
Today · 4.125%
HK$84,198
baseline
▲ 0.50% · 4.625%
HK$89,321
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,396/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,142
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,506
−HK$2,398/mo
Today · 4.125%
HK$92,904
baseline
▲ 0.50% · 4.625%
HK$97,801
+HK$4,897/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,808/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,434
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,310
−HK$2,921/mo
Today · 4.125%
HK$98,231
baseline
▲ 0.50% · 4.625%
HK$104,208
+HK$5,977/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,462/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,832
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,590
−HK$2,798/mo
Today · 4.125%
HK$108,388
baseline
▲ 0.50% · 4.625%
HK$114,101
+HK$5,713/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,776/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,844
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,541
−HK$3,756/mo
Today · 4.125%
HK$126,297
baseline
▲ 0.50% · 4.625%
HK$133,982
+HK$7,685/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,594/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,213
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,759
−HK$3,597/mo
Today · 4.125%
HK$139,356
baseline
▲ 0.50% · 4.625%
HK$146,702
+HK$7,346/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,712/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,584 · Scale 2, in force from 26 Feb 2026)