LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,026
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,080
−HK$2,087/mo
Today · 4.125%
HK$70,167
baseline
▲ 0.50% · 4.625%
HK$74,436
+HK$4,269/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,334/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,454
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,424
−HK$1,998/mo
Today · 4.125%
HK$77,422
baseline
▲ 0.50% · 4.625%
HK$81,503
+HK$4,081/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,844/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,232
−HK$4,968/mo
▼ 0.25% · 3.875%
HK$81,696
−HK$2,504/mo
Today · 4.125%
HK$84,200
baseline
▲ 0.50% · 4.625%
HK$89,323
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,400/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,144
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,508
−HK$2,399/mo
Today · 4.125%
HK$92,907
baseline
▲ 0.50% · 4.625%
HK$97,804
+HK$4,897/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,814/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,437
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,312
−HK$2,921/mo
Today · 4.125%
HK$98,233
baseline
▲ 0.50% · 4.625%
HK$104,211
+HK$5,978/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,466/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,835
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,593
−HK$2,798/mo
Today · 4.125%
HK$108,391
baseline
▲ 0.50% · 4.625%
HK$114,104
+HK$5,713/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,782/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,847
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,544
−HK$3,756/mo
Today · 4.125%
HK$126,300
baseline
▲ 0.50% · 4.625%
HK$133,985
+HK$7,685/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,600/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,217
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,762
−HK$3,598/mo
Today · 4.125%
HK$139,360
baseline
▲ 0.50% · 4.625%
HK$146,706
+HK$7,346/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,720/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,616 · Scale 2, in force from 26 Feb 2026)