LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,027
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,081
−HK$2,087/mo
Today · 4.125%
HK$70,168
baseline
▲ 0.50% · 4.625%
HK$74,437
+HK$4,269/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,336/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,455
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,425
−HK$1,998/mo
Today · 4.125%
HK$77,423
baseline
▲ 0.50% · 4.625%
HK$81,504
+HK$4,081/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,846/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,233
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,698
−HK$2,504/mo
Today · 4.125%
HK$84,202
baseline
▲ 0.50% · 4.625%
HK$89,325
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,404/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,146
−HK$4,762/mo
▼ 0.25% · 3.875%
HK$90,510
−HK$2,398/mo
Today · 4.125%
HK$92,908
baseline
▲ 0.50% · 4.625%
HK$97,805
+HK$4,897/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,816/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,438
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,314
−HK$2,921/mo
Today · 4.125%
HK$98,235
baseline
▲ 0.50% · 4.625%
HK$104,212
+HK$5,977/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,470/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,837
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,595
−HK$2,798/mo
Today · 4.125%
HK$108,393
baseline
▲ 0.50% · 4.625%
HK$114,106
+HK$5,713/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,786/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,849
−HK$7,453/mo
▼ 0.25% · 3.875%
HK$122,546
−HK$3,756/mo
Today · 4.125%
HK$126,302
baseline
▲ 0.50% · 4.625%
HK$133,987
+HK$7,685/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,604/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,219
−HK$7,143/mo
▼ 0.25% · 3.875%
HK$135,765
−HK$3,597/mo
Today · 4.125%
HK$139,362
baseline
▲ 0.50% · 4.625%
HK$146,708
+HK$7,346/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,724/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,637 · Scale 2, in force from 26 Feb 2026)