LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,031
−HK$4,140/mo
▼ 0.25% · 3.875%
HK$68,085
−HK$2,086/mo
Today · 4.125%
HK$70,171
baseline
▲ 0.50% · 4.625%
HK$74,441
+HK$4,270/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,342/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,459
−HK$3,968/mo
▼ 0.25% · 3.875%
HK$75,429
−HK$1,998/mo
Today · 4.125%
HK$77,427
baseline
▲ 0.50% · 4.625%
HK$81,509
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,854/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,237
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,702
−HK$2,504/mo
Today · 4.125%
HK$84,206
baseline
▲ 0.50% · 4.625%
HK$89,329
+HK$5,123/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$168,412/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,150
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,514
−HK$2,399/mo
Today · 4.125%
HK$92,913
baseline
▲ 0.50% · 4.625%
HK$97,810
+HK$4,897/mo
Deposit HK$11.58M · loan HK$17.37M · min. income ≈ HK$185,826/mo (50% DSR)
Upfront cash ≈ HK$12.81M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,443
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,319
−HK$2,921/mo
Today · 4.125%
HK$98,240
baseline
▲ 0.50% · 4.625%
HK$104,218
+HK$5,978/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,480/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,842
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,600
−HK$2,798/mo
Today · 4.125%
HK$108,398
baseline
▲ 0.50% · 4.625%
HK$114,112
+HK$5,714/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,796/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,855
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,552
−HK$3,757/mo
Today · 4.125%
HK$126,309
baseline
▲ 0.50% · 4.625%
HK$133,994
+HK$7,685/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,618/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,225
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,772
−HK$3,597/mo
Today · 4.125%
HK$139,369
baseline
▲ 0.50% · 4.625%
HK$146,715
+HK$7,346/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,738/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,698 · Scale 2, in force from 26 Feb 2026)