LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,038
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,092
−HK$2,087/mo
Today · 4.125%
HK$70,179
baseline
▲ 0.50% · 4.625%
HK$74,450
+HK$4,271/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,358/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,467
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,437
−HK$1,999/mo
Today · 4.125%
HK$77,436
baseline
▲ 0.50% · 4.625%
HK$81,518
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,872/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,246
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,711
−HK$2,504/mo
Today · 4.125%
HK$84,215
baseline
▲ 0.50% · 4.625%
HK$89,340
+HK$5,125/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$168,430/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,160
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,525
−HK$2,398/mo
Today · 4.125%
HK$92,923
baseline
▲ 0.50% · 4.625%
HK$97,821
+HK$4,898/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$185,846/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,454
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,329
−HK$2,922/mo
Today · 4.125%
HK$98,251
baseline
▲ 0.50% · 4.625%
HK$104,230
+HK$5,979/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,502/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,854
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,612
−HK$2,799/mo
Today · 4.125%
HK$108,411
baseline
▲ 0.50% · 4.625%
HK$114,125
+HK$5,714/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,822/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,869
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,566
−HK$3,757/mo
Today · 4.125%
HK$126,323
baseline
▲ 0.50% · 4.625%
HK$134,010
+HK$7,687/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$252,646/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,241
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,787
−HK$3,598/mo
Today · 4.125%
HK$139,385
baseline
▲ 0.50% · 4.625%
HK$146,732
+HK$7,347/mo
Deposit HK$2.90M · loan HK$26.06M · min. income ≈ HK$278,770/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,839 · Scale 2, in force from 26 Feb 2026)