LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,039
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,093
−HK$2,087/mo
Today · 4.125%
HK$70,180
baseline
▲ 0.50% · 4.625%
HK$74,450
+HK$4,270/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,360/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,468
−HK$3,969/mo
▼ 0.25% · 3.875%
HK$75,438
−HK$1,999/mo
Today · 4.125%
HK$77,437
baseline
▲ 0.50% · 4.625%
HK$81,519
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,874/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,247
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,712
−HK$2,504/mo
Today · 4.125%
HK$84,216
baseline
▲ 0.50% · 4.625%
HK$89,341
+HK$5,125/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$168,432/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,161
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,526
−HK$2,398/mo
Today · 4.125%
HK$92,924
baseline
▲ 0.50% · 4.625%
HK$97,822
+HK$4,898/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$185,848/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,454
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,330
−HK$2,922/mo
Today · 4.125%
HK$98,252
baseline
▲ 0.50% · 4.625%
HK$104,231
+HK$5,979/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,504/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,855
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,613
−HK$2,799/mo
Today · 4.125%
HK$108,412
baseline
▲ 0.50% · 4.625%
HK$114,126
+HK$5,714/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,824/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,870
−HK$7,454/mo
▼ 0.25% · 3.875%
HK$122,568
−HK$3,756/mo
Today · 4.125%
HK$126,324
baseline
▲ 0.50% · 4.625%
HK$134,011
+HK$7,687/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,648/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,242
−HK$7,144/mo
▼ 0.25% · 3.875%
HK$135,788
−HK$3,598/mo
Today · 4.125%
HK$139,386
baseline
▲ 0.50% · 4.625%
HK$146,734
+HK$7,348/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,772/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,851 · Scale 2, in force from 26 Feb 2026)