LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,040
−HK$4,141/mo
▼ 0.25% · 3.875%
HK$68,094
−HK$2,087/mo
Today · 4.125%
HK$70,181
baseline
▲ 0.50% · 4.625%
HK$74,451
+HK$4,270/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,362/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,468
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,439
−HK$1,999/mo
Today · 4.125%
HK$77,438
baseline
▲ 0.50% · 4.625%
HK$81,520
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,876/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,248
−HK$4,969/mo
▼ 0.25% · 3.875%
HK$81,713
−HK$2,504/mo
Today · 4.125%
HK$84,217
baseline
▲ 0.50% · 4.625%
HK$89,341
+HK$5,124/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$168,434/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,162
−HK$4,763/mo
▼ 0.25% · 3.875%
HK$90,527
−HK$2,398/mo
Today · 4.125%
HK$92,925
baseline
▲ 0.50% · 4.625%
HK$97,823
+HK$4,898/mo
Deposit HK$11.58M · loan HK$17.38M · min. income ≈ HK$185,850/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,455
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,331
−HK$2,922/mo
Today · 4.125%
HK$98,253
baseline
▲ 0.50% · 4.625%
HK$104,232
+HK$5,979/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$196,506/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,856
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,614
−HK$2,799/mo
Today · 4.125%
HK$108,413
baseline
▲ 0.50% · 4.625%
HK$114,127
+HK$5,714/mo
Deposit HK$8.69M · loan HK$20.27M · min. income ≈ HK$216,826/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,871
−HK$7,455/mo
▼ 0.25% · 3.875%
HK$122,569
−HK$3,757/mo
Today · 4.125%
HK$126,326
baseline
▲ 0.50% · 4.625%
HK$134,012
+HK$7,686/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,652/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,243
−HK$7,145/mo
▼ 0.25% · 3.875%
HK$135,790
−HK$3,598/mo
Today · 4.125%
HK$139,388
baseline
▲ 0.50% · 4.625%
HK$146,735
+HK$7,347/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,776/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,230,864 · Scale 2, in force from 26 Feb 2026)