LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,052
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,106
−HK$2,088/mo
Today · 4.125%
HK$70,194
baseline
▲ 0.50% · 4.625%
HK$74,465
+HK$4,271/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,388/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,482
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,453
−HK$1,999/mo
Today · 4.125%
HK$77,452
baseline
▲ 0.50% · 4.625%
HK$81,534
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,904/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,262
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,728
−HK$2,504/mo
Today · 4.125%
HK$84,232
baseline
▲ 0.50% · 4.625%
HK$89,358
+HK$5,126/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,464/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,178
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,543
−HK$2,399/mo
Today · 4.125%
HK$92,942
baseline
▲ 0.50% · 4.625%
HK$97,841
+HK$4,899/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,884/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,472
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,349
−HK$2,922/mo
Today · 4.125%
HK$98,271
baseline
▲ 0.50% · 4.625%
HK$104,251
+HK$5,980/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,542/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,875
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,634
−HK$2,799/mo
Today · 4.125%
HK$108,433
baseline
▲ 0.50% · 4.625%
HK$114,148
+HK$5,715/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,866/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,893
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,591
−HK$3,758/mo
Today · 4.125%
HK$126,349
baseline
▲ 0.50% · 4.625%
HK$134,037
+HK$7,688/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,698/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,267
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$135,815
−HK$3,598/mo
Today · 4.125%
HK$139,413
baseline
▲ 0.50% · 4.625%
HK$146,762
+HK$7,349/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,826/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,089 · Scale 2, in force from 26 Feb 2026)