LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,053
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,108
−HK$2,087/mo
Today · 4.125%
HK$70,195
baseline
▲ 0.50% · 4.625%
HK$74,467
+HK$4,272/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,390/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,484
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,454
−HK$2,000/mo
Today · 4.125%
HK$77,454
baseline
▲ 0.50% · 4.625%
HK$81,536
+HK$4,082/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,908/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,264
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,730
−HK$2,505/mo
Today · 4.125%
HK$84,235
baseline
▲ 0.50% · 4.625%
HK$89,360
+HK$5,125/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,470/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,180
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,545
−HK$2,400/mo
Today · 4.125%
HK$92,945
baseline
▲ 0.50% · 4.625%
HK$97,844
+HK$4,899/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,890/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,475
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,351
−HK$2,923/mo
Today · 4.125%
HK$98,274
baseline
▲ 0.50% · 4.625%
HK$104,253
+HK$5,979/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,548/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,877
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,636
−HK$2,799/mo
Today · 4.125%
HK$108,435
baseline
▲ 0.50% · 4.625%
HK$114,151
+HK$5,716/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,870/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,896
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,594
−HK$3,758/mo
Today · 4.125%
HK$126,352
baseline
▲ 0.50% · 4.625%
HK$134,040
+HK$7,688/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,704/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,271
−HK$7,146/mo
▼ 0.25% · 3.875%
HK$135,818
−HK$3,599/mo
Today · 4.125%
HK$139,417
baseline
▲ 0.50% · 4.625%
HK$146,766
+HK$7,349/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,834/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,120 · Scale 2, in force from 26 Feb 2026)