LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,054
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,108
−HK$2,088/mo
Today · 4.125%
HK$70,196
baseline
▲ 0.50% · 4.625%
HK$74,467
+HK$4,271/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,392/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,484
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,455
−HK$1,999/mo
Today · 4.125%
HK$77,454
baseline
▲ 0.50% · 4.625%
HK$81,537
+HK$4,083/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,908/mo (50% DSR)
Upfront cash ≈ HK$15.71M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,264
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,730
−HK$2,505/mo
Today · 4.125%
HK$84,235
baseline
▲ 0.50% · 4.625%
HK$89,361
+HK$5,126/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,470/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,181
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,546
−HK$2,399/mo
Today · 4.125%
HK$92,945
baseline
▲ 0.50% · 4.625%
HK$97,844
+HK$4,899/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,890/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,475
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,352
−HK$2,922/mo
Today · 4.125%
HK$98,274
baseline
▲ 0.50% · 4.625%
HK$104,254
+HK$5,980/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,548/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,878
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,637
−HK$2,799/mo
Today · 4.125%
HK$108,436
baseline
▲ 0.50% · 4.625%
HK$114,152
+HK$5,716/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,872/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,897
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,595
−HK$3,758/mo
Today · 4.125%
HK$126,353
baseline
▲ 0.50% · 4.625%
HK$134,041
+HK$7,688/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,706/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,271
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,819
−HK$3,599/mo
Today · 4.125%
HK$139,418
baseline
▲ 0.50% · 4.625%
HK$146,767
+HK$7,349/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,836/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,127 · Scale 2, in force from 26 Feb 2026)