LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,059
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,114
−HK$2,087/mo
Today · 4.125%
HK$70,201
baseline
▲ 0.50% · 4.625%
HK$74,473
+HK$4,272/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$140,402/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,490
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,461
−HK$1,999/mo
Today · 4.125%
HK$77,460
baseline
▲ 0.50% · 4.625%
HK$81,543
+HK$4,083/mo
Deposit HK$14.48M · loan HK$14.48M · min. income ≈ HK$154,920/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,270
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,736
−HK$2,505/mo
Today · 4.125%
HK$84,241
baseline
▲ 0.50% · 4.625%
HK$89,367
+HK$5,126/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,482/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,188
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,553
−HK$2,399/mo
Today · 4.125%
HK$92,952
baseline
▲ 0.50% · 4.625%
HK$97,852
+HK$4,900/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,904/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,482
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$95,359
−HK$2,923/mo
Today · 4.125%
HK$98,282
baseline
▲ 0.50% · 4.625%
HK$104,262
+HK$5,980/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,564/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,885
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,645
−HK$2,799/mo
Today · 4.125%
HK$108,444
baseline
▲ 0.50% · 4.625%
HK$114,160
+HK$5,716/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,888/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,906
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,604
−HK$3,758/mo
Today · 4.125%
HK$126,362
baseline
▲ 0.50% · 4.625%
HK$134,051
+HK$7,689/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,724/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,281
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,829
−HK$3,599/mo
Today · 4.125%
HK$139,428
baseline
▲ 0.50% · 4.625%
HK$146,778
+HK$7,350/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,856/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,219 · Scale 2, in force from 26 Feb 2026)