LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,060
−HK$4,142/mo
▼ 0.25% · 3.875%
HK$68,115
−HK$2,087/mo
Today · 4.125%
HK$70,202
baseline
▲ 0.50% · 4.625%
HK$74,474
+HK$4,272/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,404/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,491
−HK$3,970/mo
▼ 0.25% · 3.875%
HK$75,462
−HK$1,999/mo
Today · 4.125%
HK$77,461
baseline
▲ 0.50% · 4.625%
HK$81,544
+HK$4,083/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,922/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,272
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,738
−HK$2,505/mo
Today · 4.125%
HK$84,243
baseline
▲ 0.50% · 4.625%
HK$89,369
+HK$5,126/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,486/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,189
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,554
−HK$2,400/mo
Today · 4.125%
HK$92,954
baseline
▲ 0.50% · 4.625%
HK$97,853
+HK$4,899/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,908/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,484
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,361
−HK$2,922/mo
Today · 4.125%
HK$98,283
baseline
▲ 0.50% · 4.625%
HK$104,264
+HK$5,981/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,566/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,887
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,647
−HK$2,799/mo
Today · 4.125%
HK$108,446
baseline
▲ 0.50% · 4.625%
HK$114,162
+HK$5,716/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,892/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,908
−HK$7,456/mo
▼ 0.25% · 3.875%
HK$122,606
−HK$3,758/mo
Today · 4.125%
HK$126,364
baseline
▲ 0.50% · 4.625%
HK$134,053
+HK$7,689/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,728/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,284
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,831
−HK$3,600/mo
Today · 4.125%
HK$139,431
baseline
▲ 0.50% · 4.625%
HK$146,780
+HK$7,349/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,862/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,241 · Scale 2, in force from 26 Feb 2026)