LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,064
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,119
−HK$2,088/mo
Today · 4.125%
HK$70,207
baseline
▲ 0.50% · 4.625%
HK$74,479
+HK$4,272/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,414/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,495
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,467
−HK$1,999/mo
Today · 4.125%
HK$77,466
baseline
▲ 0.50% · 4.625%
HK$81,550
+HK$4,084/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,932/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,277
−HK$4,971/mo
▼ 0.25% · 3.875%
HK$81,743
−HK$2,505/mo
Today · 4.125%
HK$84,248
baseline
▲ 0.50% · 4.625%
HK$89,374
+HK$5,126/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,496/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,195
−HK$4,764/mo
▼ 0.25% · 3.875%
HK$90,560
−HK$2,399/mo
Today · 4.125%
HK$92,959
baseline
▲ 0.50% · 4.625%
HK$97,859
+HK$4,900/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,918/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,490
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,366
−HK$2,923/mo
Today · 4.125%
HK$98,289
baseline
▲ 0.50% · 4.625%
HK$104,270
+HK$5,981/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,578/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,894
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,653
−HK$2,800/mo
Today · 4.125%
HK$108,453
baseline
▲ 0.50% · 4.625%
HK$114,169
+HK$5,716/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,906/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,915
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,614
−HK$3,758/mo
Today · 4.125%
HK$126,372
baseline
▲ 0.50% · 4.625%
HK$134,062
+HK$7,690/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$252,744/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,292
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,840
−HK$3,599/mo
Today · 4.125%
HK$139,439
baseline
▲ 0.50% · 4.625%
HK$146,789
+HK$7,350/mo
Deposit HK$2.90M · loan HK$26.07M · min. income ≈ HK$278,878/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,317 · Scale 2, in force from 26 Feb 2026)