LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,069
−HK$4,143/mo
▼ 0.25% · 3.875%
HK$68,124
−HK$2,088/mo
Today · 4.125%
HK$70,212
baseline
▲ 0.50% · 4.625%
HK$74,485
+HK$4,273/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,424/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,501
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,473
−HK$1,999/mo
Today · 4.125%
HK$77,472
baseline
▲ 0.50% · 4.625%
HK$81,556
+HK$4,084/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,944/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,283
−HK$4,972/mo
▼ 0.25% · 3.875%
HK$81,749
−HK$2,506/mo
Today · 4.125%
HK$84,255
baseline
▲ 0.50% · 4.625%
HK$89,382
+HK$5,127/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$168,510/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,202
−HK$4,765/mo
▼ 0.25% · 3.875%
HK$90,567
−HK$2,400/mo
Today · 4.125%
HK$92,967
baseline
▲ 0.50% · 4.625%
HK$97,867
+HK$4,900/mo
Deposit HK$11.59M · loan HK$17.38M · min. income ≈ HK$185,934/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,497
−HK$5,800/mo
▼ 0.25% · 3.875%
HK$95,374
−HK$2,923/mo
Today · 4.125%
HK$98,297
baseline
▲ 0.50% · 4.625%
HK$104,279
+HK$5,982/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$196,594/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,902
−HK$5,559/mo
▼ 0.25% · 3.875%
HK$105,662
−HK$2,799/mo
Today · 4.125%
HK$108,461
baseline
▲ 0.50% · 4.625%
HK$114,179
+HK$5,718/mo
Deposit HK$8.69M · loan HK$20.28M · min. income ≈ HK$216,922/mo (50% DSR)
Upfront cash ≈ HK$9.92M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,925
−HK$7,457/mo
▼ 0.25% · 3.875%
HK$122,624
−HK$3,758/mo
Today · 4.125%
HK$126,382
baseline
▲ 0.50% · 4.625%
HK$134,072
+HK$7,690/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$252,764/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,303
−HK$7,147/mo
▼ 0.25% · 3.875%
HK$135,851
−HK$3,599/mo
Today · 4.125%
HK$139,450
baseline
▲ 0.50% · 4.625%
HK$146,801
+HK$7,351/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$278,900/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,417 · Scale 2, in force from 26 Feb 2026)