LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,083
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,138
−HK$2,089/mo
Today · 4.125%
HK$70,227
baseline
▲ 0.50% · 4.625%
HK$74,500
+HK$4,273/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,454/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,517
−HK$3,971/mo
▼ 0.25% · 3.875%
HK$75,488
−HK$2,000/mo
Today · 4.125%
HK$77,488
baseline
▲ 0.50% · 4.625%
HK$81,573
+HK$4,085/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,976/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,299
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,766
−HK$2,506/mo
Today · 4.125%
HK$84,272
baseline
▲ 0.50% · 4.625%
HK$89,400
+HK$5,128/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$168,544/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,220
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,586
−HK$2,400/mo
Today · 4.125%
HK$92,986
baseline
▲ 0.50% · 4.625%
HK$97,888
+HK$4,902/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$185,972/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,516
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,394
−HK$2,924/mo
Today · 4.125%
HK$98,318
baseline
▲ 0.50% · 4.625%
HK$104,300
+HK$5,982/mo
Deposit HK$8.69M · loan HK$20.29M · min. income ≈ HK$196,636/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,923
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,684
−HK$2,800/mo
Today · 4.125%
HK$108,484
baseline
▲ 0.50% · 4.625%
HK$114,202
+HK$5,718/mo
Deposit HK$8.69M · loan HK$20.29M · min. income ≈ HK$216,968/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,949
−HK$7,459/mo
▼ 0.25% · 3.875%
HK$122,649
−HK$3,759/mo
Today · 4.125%
HK$126,408
baseline
▲ 0.50% · 4.625%
HK$134,100
+HK$7,692/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$252,816/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,330
−HK$7,149/mo
▼ 0.25% · 3.875%
HK$135,879
−HK$3,600/mo
Today · 4.125%
HK$139,479
baseline
▲ 0.50% · 4.625%
HK$146,831
+HK$7,352/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$278,958/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,670 · Scale 2, in force from 26 Feb 2026)