LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,088
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,144
−HK$2,088/mo
Today · 4.125%
HK$70,232
baseline
▲ 0.50% · 4.625%
HK$74,506
+HK$4,274/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,464/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,522
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,494
−HK$2,000/mo
Today · 4.125%
HK$77,494
baseline
▲ 0.50% · 4.625%
HK$81,579
+HK$4,085/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,988/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,306
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,772
−HK$2,507/mo
Today · 4.125%
HK$84,279
baseline
▲ 0.50% · 4.625%
HK$89,407
+HK$5,128/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$168,558/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,227
−HK$4,766/mo
▼ 0.25% · 3.875%
HK$90,593
−HK$2,400/mo
Today · 4.125%
HK$92,993
baseline
▲ 0.50% · 4.625%
HK$97,895
+HK$4,902/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$185,986/mo (50% DSR)
Upfront cash ≈ HK$12.82M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,523
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,401
−HK$2,924/mo
Today · 4.125%
HK$98,325
baseline
▲ 0.50% · 4.625%
HK$104,308
+HK$5,983/mo
Deposit HK$8.69M · loan HK$20.29M · min. income ≈ HK$196,650/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,931
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,692
−HK$2,800/mo
Today · 4.125%
HK$108,492
baseline
▲ 0.50% · 4.625%
HK$114,211
+HK$5,719/mo
Deposit HK$8.69M · loan HK$20.29M · min. income ≈ HK$216,984/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,958
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,659
−HK$3,759/mo
Today · 4.125%
HK$126,418
baseline
▲ 0.50% · 4.625%
HK$134,110
+HK$7,692/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$252,836/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,340
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,889
−HK$3,601/mo
Today · 4.125%
HK$139,490
baseline
▲ 0.50% · 4.625%
HK$146,843
+HK$7,353/mo
Deposit HK$2.90M · loan HK$26.08M · min. income ≈ HK$278,980/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,765 · Scale 2, in force from 26 Feb 2026)