LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,092
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,148
−HK$2,088/mo
Today · 4.125%
HK$70,236
baseline
▲ 0.50% · 4.625%
HK$74,510
+HK$4,274/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,472/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,527
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,499
−HK$2,000/mo
Today · 4.125%
HK$77,499
baseline
▲ 0.50% · 4.625%
HK$81,584
+HK$4,085/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$154,998/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,310
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,777
−HK$2,507/mo
Today · 4.125%
HK$84,284
baseline
▲ 0.50% · 4.625%
HK$89,412
+HK$5,128/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$168,568/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,232
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,598
−HK$2,401/mo
Today · 4.125%
HK$92,999
baseline
▲ 0.50% · 4.625%
HK$97,901
+HK$4,902/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$185,998/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,529
−HK$5,802/mo
▼ 0.25% · 3.875%
HK$95,407
−HK$2,924/mo
Today · 4.125%
HK$98,331
baseline
▲ 0.50% · 4.625%
HK$104,314
+HK$5,983/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,662/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,937
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,698
−HK$2,801/mo
Today · 4.125%
HK$108,499
baseline
▲ 0.50% · 4.625%
HK$114,218
+HK$5,719/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$216,998/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,965
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,666
−HK$3,760/mo
Today · 4.125%
HK$126,426
baseline
▲ 0.50% · 4.625%
HK$134,118
+HK$7,692/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,852/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,348
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,897
−HK$3,601/mo
Today · 4.125%
HK$139,498
baseline
▲ 0.50% · 4.625%
HK$146,851
+HK$7,353/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$278,996/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,838 · Scale 2, in force from 26 Feb 2026)