LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,094
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,150
−HK$2,089/mo
Today · 4.125%
HK$70,239
baseline
▲ 0.50% · 4.625%
HK$74,512
+HK$4,273/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,478/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,529
−HK$3,972/mo
▼ 0.25% · 3.875%
HK$75,501
−HK$2,000/mo
Today · 4.125%
HK$77,501
baseline
▲ 0.50% · 4.625%
HK$81,587
+HK$4,086/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$155,002/mo (50% DSR)
Upfront cash ≈ HK$15.72M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,313
−HK$4,973/mo
▼ 0.25% · 3.875%
HK$81,780
−HK$2,506/mo
Today · 4.125%
HK$84,286
baseline
▲ 0.50% · 4.625%
HK$89,415
+HK$5,129/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$168,572/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,235
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,601
−HK$2,401/mo
Today · 4.125%
HK$93,002
baseline
▲ 0.50% · 4.625%
HK$97,904
+HK$4,902/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$186,004/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,531
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,410
−HK$2,924/mo
Today · 4.125%
HK$98,334
baseline
▲ 0.50% · 4.625%
HK$104,317
+HK$5,983/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,668/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,940
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,701
−HK$2,801/mo
Today · 4.125%
HK$108,502
baseline
▲ 0.50% · 4.625%
HK$114,221
+HK$5,719/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$217,004/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,969
−HK$7,460/mo
▼ 0.25% · 3.875%
HK$122,670
−HK$3,759/mo
Today · 4.125%
HK$126,429
baseline
▲ 0.50% · 4.625%
HK$134,122
+HK$7,693/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,858/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,352
−HK$7,150/mo
▼ 0.25% · 3.875%
HK$135,901
−HK$3,601/mo
Today · 4.125%
HK$139,502
baseline
▲ 0.50% · 4.625%
HK$146,856
+HK$7,354/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,004/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,875 · Scale 2, in force from 26 Feb 2026)