LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,097
−HK$4,144/mo
▼ 0.25% · 3.875%
HK$68,153
−HK$2,088/mo
Today · 4.125%
HK$70,241
baseline
▲ 0.50% · 4.625%
HK$74,516
+HK$4,275/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,482/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,532
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,504
−HK$2,001/mo
Today · 4.125%
HK$77,505
baseline
▲ 0.50% · 4.625%
HK$81,590
+HK$4,085/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$155,010/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,316
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,783
−HK$2,507/mo
Today · 4.125%
HK$84,290
baseline
▲ 0.50% · 4.625%
HK$89,419
+HK$5,129/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$168,580/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,238
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,605
−HK$2,400/mo
Today · 4.125%
HK$93,005
baseline
▲ 0.50% · 4.625%
HK$97,908
+HK$4,903/mo
Deposit HK$11.59M · loan HK$17.39M · min. income ≈ HK$186,010/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,535
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,414
−HK$2,924/mo
Today · 4.125%
HK$98,338
baseline
▲ 0.50% · 4.625%
HK$104,322
+HK$5,984/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,676/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,945
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,706
−HK$2,800/mo
Today · 4.125%
HK$108,506
baseline
▲ 0.50% · 4.625%
HK$114,226
+HK$5,720/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$217,012/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,974
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,675
−HK$3,760/mo
Today · 4.125%
HK$126,435
baseline
▲ 0.50% · 4.625%
HK$134,128
+HK$7,693/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,870/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,357
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,907
−HK$3,601/mo
Today · 4.125%
HK$139,508
baseline
▲ 0.50% · 4.625%
HK$146,862
+HK$7,354/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,016/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,231,927 · Scale 2, in force from 26 Feb 2026)