LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,102
−HK$4,145/mo
▼ 0.25% · 3.875%
HK$68,158
−HK$2,089/mo
Today · 4.125%
HK$70,247
baseline
▲ 0.50% · 4.625%
HK$74,521
+HK$4,274/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$140,494/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,537
−HK$3,973/mo
▼ 0.25% · 3.875%
HK$75,510
−HK$2,000/mo
Today · 4.125%
HK$77,510
baseline
▲ 0.50% · 4.625%
HK$81,596
+HK$4,086/mo
Deposit HK$14.49M · loan HK$14.49M · min. income ≈ HK$155,020/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,322
−HK$4,974/mo
▼ 0.25% · 3.875%
HK$81,789
−HK$2,507/mo
Today · 4.125%
HK$84,296
baseline
▲ 0.50% · 4.625%
HK$89,425
+HK$5,129/mo
Deposit HK$11.60M · loan HK$17.39M · min. income ≈ HK$168,592/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,245
−HK$4,767/mo
▼ 0.25% · 3.875%
HK$90,611
−HK$2,401/mo
Today · 4.125%
HK$93,012
baseline
▲ 0.50% · 4.625%
HK$97,915
+HK$4,903/mo
Deposit HK$11.60M · loan HK$17.39M · min. income ≈ HK$186,024/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,542
−HK$5,803/mo
▼ 0.25% · 3.875%
HK$95,421
−HK$2,924/mo
Today · 4.125%
HK$98,345
baseline
▲ 0.50% · 4.625%
HK$104,330
+HK$5,985/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,690/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,952
−HK$5,562/mo
▼ 0.25% · 3.875%
HK$105,713
−HK$2,801/mo
Today · 4.125%
HK$108,514
baseline
▲ 0.50% · 4.625%
HK$114,234
+HK$5,720/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$217,028/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,983
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,684
−HK$3,760/mo
Today · 4.125%
HK$126,444
baseline
▲ 0.50% · 4.625%
HK$134,138
+HK$7,694/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,888/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,367
−HK$7,152/mo
▼ 0.25% · 3.875%
HK$135,917
−HK$3,602/mo
Today · 4.125%
HK$139,519
baseline
▲ 0.50% · 4.625%
HK$146,873
+HK$7,354/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,038/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,019 · Scale 2, in force from 26 Feb 2026)