LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,105
−HK$4,146/mo
▼ 0.25% · 3.875%
HK$68,162
−HK$2,089/mo
Today · 4.125%
HK$70,251
baseline
▲ 0.50% · 4.625%
HK$74,525
+HK$4,274/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$140,502/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,541
−HK$3,974/mo
▼ 0.25% · 3.875%
HK$75,514
−HK$2,001/mo
Today · 4.125%
HK$77,515
baseline
▲ 0.50% · 4.625%
HK$81,601
+HK$4,086/mo
Deposit HK$14.50M · loan HK$14.50M · min. income ≈ HK$155,030/mo (50% DSR)
Upfront cash ≈ HK$15.73M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,326
−HK$4,975/mo
▼ 0.25% · 3.875%
HK$81,794
−HK$2,507/mo
Today · 4.125%
HK$84,301
baseline
▲ 0.50% · 4.625%
HK$89,430
+HK$5,129/mo
Deposit HK$11.60M · loan HK$17.39M · min. income ≈ HK$168,602/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,250
−HK$4,768/mo
▼ 0.25% · 3.875%
HK$90,617
−HK$2,401/mo
Today · 4.125%
HK$93,018
baseline
▲ 0.50% · 4.625%
HK$97,921
+HK$4,903/mo
Deposit HK$11.60M · loan HK$17.39M · min. income ≈ HK$186,036/mo (50% DSR)
Upfront cash ≈ HK$12.83M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,547
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,426
−HK$2,925/mo
Today · 4.125%
HK$98,351
baseline
▲ 0.50% · 4.625%
HK$104,335
+HK$5,984/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$196,702/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,958
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,719
−HK$2,802/mo
Today · 4.125%
HK$108,521
baseline
▲ 0.50% · 4.625%
HK$114,241
+HK$5,720/mo
Deposit HK$8.70M · loan HK$20.29M · min. income ≈ HK$217,042/mo (50% DSR)
Upfront cash ≈ HK$9.93M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,990
−HK$7,461/mo
▼ 0.25% · 3.875%
HK$122,691
−HK$3,760/mo
Today · 4.125%
HK$126,451
baseline
▲ 0.50% · 4.625%
HK$134,145
+HK$7,694/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$252,902/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$132,375
−HK$7,151/mo
▼ 0.25% · 3.875%
HK$135,925
−HK$3,601/mo
Today · 4.125%
HK$139,526
baseline
▲ 0.50% · 4.625%
HK$146,881
+HK$7,355/mo
Deposit HK$2.90M · loan HK$26.09M · min. income ≈ HK$279,052/mo (50% DSR)
Upfront cash ≈ HK$4.13M (deposit + AVD stamp duty HK$1,232,088 · Scale 2, in force from 26 Feb 2026)